Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer's contributions, you'll need ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer’s contributions, you’ll need ...

Roughly 44% of 401(k) plans offer immediate full vesting of a company match, according to a Plan Sponsor Council of America survey. That means that over half of all 401(k) plans use a vesting schedule ...

One of the best things about a 401 (k) is that many employers match your contribution. Say your employer offers to match 100% ...

Employer matching contributions are a great feature of 401(k) plans. However, if you leave work before those matching contributions vest, you may have to give them back. Look at your plan's vesting ...

You may reach a point where you want to move on from your job professionally. Before leaving your job, review your 401(k) plan's vesting schedule. If you're not fully vested, you risk giving up ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.