The Department of Housing and Urban Development announced the FHA-insured loan caps for low- and high-cost areas, which are ...

FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.

FHA raises the 2026 HECM limit to $1,249,125, which is a $39,375 increase from last year and marks the 10th straight year of ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

The conforming loan limit is the maximum amount of money a homebuyer can borrow using a conventional mortgage that's eligible for purchase by Fannie Mae and Freddie Mac. The Federal Housing ...

Jumbo mortgages are those with loan sizes above the maximum that is subject to guarantee by Fannie Mae and Freddie Mac.

High-cost areas such as L.A., Orange and San Diego counties receive a second-tier loan limit, named high-balance or jumbo mortgages. For 2026, L.A. and O.C. will have a high balance limit all the way ...

Credit score, income, and other financial requirements are generally more lenient than the qualifications borrowers might encounter with a conventional loan. No matter how large your down payment, FHA ...