The allocation process for a target-date fund may be more than shifting from equities to fixed income over time. Instead, to maintain an appropriate balance at different lifecycle stages, there may be ...

Most years I read several white papers produced by investment management firms that describe how they develop their target-date funds’ glide paths. The papers address the same set of challenges and ...

My colleague John Rekenthaler recently observed that the problem with target-date fund research is that researchers need to find dramatic conclusions to get any attention, and this has led to ...

Investors are prone to risky behavior during market downturns and TDF glide paths should protect against these shifts, says a portfolio strategist with Charles Schwab. Pulling assets out of a defined ...

For many workplace retirement plan participants, the market’s recent volatility and losses have been worrisome. But most plan participants don’t do much in response. Fewer than one in 10 participants ...

Is your "set-it-and-forget-it" retirement fund actually safe? Learn why experts are warning investors to check their "glide ...

Target date funds that have reached the end of their glide path and have a 30% stocks, 70% bonds allocation may produce essentially no return on an inflation-adjusted basis over the next ten years.

The debate about target date funds revolves around the nature of the glide path and how aggressive it should be with respect to the equity allocation near the retirement date. It's not a black or ...

In investing terms, a “glide path ” describes how a mix of investments changes over time. Typically, the mix gets more conservative — with fewer stocks and more bonds, for example — as the investor ...

For many investors, portfolio design seems straightforward: Simply choose the options with the highest potential returns. But for advisors serving clients with a wide range of risk tolerances, that ...

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