Nobody enjoys losing money to the IRS, and if given the choice, most of us would probably opt to hold off on paying taxes for as long as possible. Thankfully, there's a way to do just that. It's ...

It’s no secret that annuities play a pivotal role in retirement planning, providing a steady income. Despite certain tax advantages, annuity taxation has several intricacies that must be understood ...

A deferred annuity is a long-term investment that grows tax-deferred and provides income in retirement. Interest earnings accumulate without immediate taxes, allowing savings to grow. Taxes are paid ...

If you’re investing for retirement, where you put your money matters. Retirement accounts offer tax incentives to help you save money on your tax bill and grow your investment accounts. But while ...

When it comes to building wealth, few strategies are as powerful yet overlooked as tax deferral. While compound interest often steals the spotlight, combining it with tax deferral can create ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Start with your taxable brokerage and savings accounts. These accounts offer ...

Learn how the Cash Value Accumulation Test (CVAT) determines if a financial product is taxed as insurance or an investment with potential tax benefits.

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. One of the biggest decisions anyone has to make for ...

Most people who own annuities are middle class. Seventy percent of annuity owners had total annual household incomes under $100,000 with a median annual household income of $79,000, according to The ...

Discussions with clients who want to jump into the weeds about indexed universal life insurance and annuities are a lot of fun. Drew Gurley These clients are in close touch with their future. First, ...